Smarter Cooperative Management.
COOPRA brings membership, savings, loans, guarantors, approvals, payments, accounting and reporting into one platform — with the governance controls a real cooperative needs.
New cooperatives are onboarded by our team so your data is migrated and your rules are configured correctly. Tell us about your society and we will send a quotation.
Controls that hold up
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Multi-stage approvalLoan Officer, Financial Secretary and Chairman each decide in turn.
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Approval ≠ disbursementA separate officer releases the money.
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Verified balances onlyA bank alert never moves a balance until an officer verifies it.
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Immutable ledgerCorrections are made by authorised reversal, never by deletion.
Everything a cooperative needs to operate
Built with the controls finance officers and auditors expect.
Membership management
Register members with configurable categories, documents, next of kin and complete status history.
Guarantors with real consent
1–5 guarantors per membership or loan. Consent is requested, recorded with timestamp and IP, and verified by an officer.
Savings & contributions
Regular and special savings, dues, levies and fines — every movement posted to an immutable ledger.
Loans with approval workflow
Configurable multi-stage approval, eligibility checks, amortisation schedules, disbursement and repayments.
Payments & reconciliation
Bank transfer notifications and online gateways. Nothing affects a balance until it is verified.
Double-entry accounting
Chart of accounts, balanced journals, general ledger, trial balance, income & expenditure and balance sheet.
Reports & exports
Every table sorts, filters and exports to PDF, Excel or CSV with your cooperative branding.
Security & audit trail
RBAC, tenant isolation, CSRF protection, rate limiting, optional 2FA and a complete audit log.
Simple, scalable pricing
Start on a free trial. Upgrade as your cooperative grows.
Starter
For young societies getting organised. Up to 100 members.
- Up to 100 members
- Up to 10 executive users
- Full accounting & reporting
- PDF & Excel exports
Growth
For established societies with an active loan book.
- Up to 1000 members
- Up to 30 executive users
- Full accounting & reporting
- PDF & Excel exports
Enterprise
For large cooperatives and unions with multiple branches.
- Up to 10000 members
- Up to 100 executive users
- Full accounting & reporting
- PDF & Excel exports
Request onboarding & a quotation
Tell us about your cooperative. We will set up your society, import your existing members, savings and loans, and confirm pricing.